We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Whether you've faced previous mortgage declines or are concerned about qualifying due to fluctuating income, we can help you secure fast mortgage approval. Our solutions take into account the unique financial situations of self-employed borrowers, including reduced taxable income caused by claimed expenses.

One of the key options available is the Stated Income mortgage, which is particularly beneficial for applicants whose qualifying income is affected by business expenses. We also accept dividend and investment income as part of your income assessment, provided there is stability and appropriate proof.

To process your application smoothly, you will need to provide certain essential documents such as your Notice of Assessment, T1 Tax Statement, evidence of principal ownership in your business, relevant contracts or financial statements, and a copy of your Article of Incorporation or business license.

We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our mortgage options are tailored specifically for Business For Self (BFS) borrowers. Feel free to give me a call to discuss how we can assist you in finding the best mortgage solution.