Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, our fast approval process can still help you secure a mortgage. We take into consideration the reduced taxable income that can result from claimed expenses, making our self-employed mortgage options suitable for those who have expenses that impact their qualifying income. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide us with various documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options specifically tailored for your needs. Give us a call to discuss your mortgage options today.

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