Discover your home purchasing power with assistance from a professional who can guide you through the crucial steps of mortgage pre-approval. By analyzing your financial situation, down payment options, affordability, and necessary documentation, you can determine the amount you are eligible to borrow from a lender. This initial step not only helps identify potential obstacles for qualification early on but also expedites the approval process. Additionally, with pre-approval typically lasting 60, 90, or 120 days, you can secure a favorable interest rate and benefit from advanced tools that streamline the process, reduce errors, and save you valuable time, ultimately giving you a clear understanding of what you can afford.