Self-employed individuals can benefit from low rates and excellent mortgage options. Even if they have been declined before, fast mortgage approval is possible. These mortgage options take into account the reduced taxable income from claimed expenses. For those with expenses impacting their qualifying income, a Stated Income mortgage may be useful. Dividend and investment income can also be considered, as long as there is stability and proof. To apply for these mortgages, necessary documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available. Contact me for more information!