Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially helpful for those who may have been previously declined by other lenders. We consider the reduced taxable income that comes with claimed expenses when determining your mortgage options. Our Stated Income mortgage option is perfect for individuals whose qualifying income may be impacted by various expenses. We also accept dividend and investment income, as long as there is stability and the necessary proof. The required documents for mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today to learn more!

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