Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses, with a Stated Income mortgage available for those with expenses impacting qualifying income. Dividend and investment income are accepted, subject to stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so give a call to explore your mortgage possibilities.