Mortgages are available for individuals who are new to Canada, providing assistance in understanding the Canadian real estate market and the associated costs involved in purchasing a home. By opting for a mortgage instead of renting, newcomers can build equity and benefit from employment and credit sources. We offer the best rates and mortgage options for those looking for higher loan amounts, with a minimum down payment of 20% saved. Additionally, we provide flexibility on down payments, allowing for as little as 5% down. Our services include explaining homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that suits your mortgage needs, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of our innovative tools in Canada to ensure an efficient and successful first-time home buying experience.