Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, making the Stated Income mortgage a useful option for those impacted by expenses. Acceptance of dividend and investment income is possible with stability and proof requirements in place. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available, so contact us for more information!