Self-employed individuals can take advantage of low rates and excellent mortgage options with fast approval, even after previous declines. These mortgage options consider reduced taxable income resulting from claimed expenses, making them useful for those with expenses impacting qualifying income. Dividend and investment income are also accepted, provided stability and proof requirements are met. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Additionally, options tailored for Business For Self (BFS) borrowers are also available. Contact me today for more information!