You can access the equity in your home to pay off high-interest debts and pay off your mortgage faster. You can refinance to get better rates and terms, and consolidate your debt. You can work with top Canadian lenders to find personalized solutions and save money, or switch to a new lender for better rates. You can also use your home equity for renovations, investments, or debt consolidation. Adjusting your amortization or rate can give you better payment and prepayment options. You can refinance up to 80% of your home value to deal with credit card debt. As your life changes, you can adjust your mortgage to use your equity or fund education. However, be aware of prepayment penalties when refinancing. There are efficient tools in Canada that simplify the process and help you save money and access your equity. We are here to support you and ensure a simple and informed process at every step.