We offer assistance to newcomers in understanding Canadian real estate and related costs, such as closing costs and adjustment costs. Instead of paying rent, we help newcomers build equity and benefit from employment and credit sources. We help them find the best rates and mortgage options, especially for those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, and we offer more flexibility on down payment with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored product that fits your mortgage needs and secures the best rate, even if you are unable to qualify at your bank due to limited credit and employment history. We also provide innovative tools in Canada to make the first-time home buying experience efficient.