Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options. Even after previous declines, fast mortgage approval is possible. Mortgage options for self-employed individuals take into consideration reduced taxable income from claimed expenses. For those whose qualifying income is affected by expenses, a Stated Income mortgage can be useful. Dividend and investment income are accepted, with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, is available. Options tailored specifically for Business For Self (BFS) borrowers are also available. Feel free to reach out for more information!

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