Self-employed individuals can benefit from low rates and a variety of excellent mortgage options, including fast approval even after previous declines. These options take into account reduced taxable income from claimed expenses and can include Stated Income mortgages for those with expenses affecting qualifying income. Acceptance of dividend and investment income is possible, with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of business ownership, financial statements, and more. Access is available to top lenders in Canada, including banks, finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so don't hesitate to reach out for more information!