Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options for self-employed individuals consider reduced taxable income from claimed expenses, with the Stated Income mortgage being useful for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available with reasonable income estimates accepted. Tailored options for Business For Self (BFS) borrowers are also offered. Give us a call for more information!