Are you self-employed and in need of a mortgage? Look no further! We offer low rates and excellent mortgage options specifically designed for individuals like you. Even if you have been declined for a mortgage in the past, we can provide fast approval for self-employed individuals.

One of the key advantages of our mortgage options is that we consider your reduced taxable income from claimed expenses. This means that even if your income appears low on paper, we take into account the deductions you are entitled to as a self-employed individual. This is particularly useful for those who have significant expenses impacting their qualifying income.

If you receive dividend or investment income, don't worry! We accept these sources of income as well, as long as there is stability and proof requirements can be met. This ensures that your entire income profile is taken into consideration during the mortgage application process.

To apply for a mortgage, you will need to provide certain documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us assess your financial situation and find the best mortgage options for you.

Rest assured that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means we can provide you with a variety of options and will work with you to find the best fit for your needs. Whether you prefer a traditional lender or are open to alternative financing, we have you covered.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call today to discuss your mortgage needs. We are here to help you secure the financing you need, with excellent rates and flexible options that are tailored to your unique situation.