First Time Home Buyers

If you are considering buying your first property, we can ensure a seamless transition from renting to owning. Our team of experts will handle all the financial details and assist you in quickly finding the perfect property. Our education-focused approach will guide you through the process, providing clear next steps and an easy-to-use online application to kick-start the process accurately. With our tools and guidance, document submission will be streamlined, and detailed assessments will aid in budget planning, including closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine the down payment required, what you can afford to buy, and what your monthly payments will be. We will design a mortgage product tailored to your needs, provide mortgage pre-approval, and secure the best rate. Additionally, we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, which allows us to submit your application to other lenders if you don't qualify at your bank. Finally, we offer access to innovative tools that can reduce errors, improve efficiencies, and save you time.

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Before starting the search for your dream home, it is important to get pre-approved for a mortgage. This initial step not only saves time but also helps determine the purchase price that is affordable for you. Additionally, it allows you to figure out how much money you can borrow from a lender and enables the design of a custom-tailored mortgage product that suits your needs. By getting pre-approved, you can lock in the best rate available, ensuring rate assurance throughout the home-buying process. This fast pre-approval process also expedites the approval process, giving you the confidence to shop for properties with ease.

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First time buyer or refinancing? Call for a free quote!

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