We offer low rates and excellent mortgage options tailored specifically for self-employed individuals, including fast approval even after previous declines. Our programs consider reduced taxable income due to claimed expenses and include Stated Income mortgages for those whose qualifying income is affected by business costs. We accept dividend and investment income with proof of stability. Required documents include Notice of Assessment, T1 Tax Statement, proof of principal ownership, contracts or financial statements, and business incorporation or license copies. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Specialized options for Business For Self (BFS) borrowers are also available—give me a call!