Mortgages for Newcomers to Canada provide assistance to understand the Canadian real estate market and associated costs, such as closing and adjustment costs. This program allows newcomers to build equity instead of paying rent by utilizing their employment and credit sources. They offer the best rates and mortgage options for those looking for higher loan amounts, with a minimum 20% down payment saved, and even offer flexibility with down payments as low as 5%. They also provide information on homebuyer incentive programs and down payment assistance options. With access to various top lenders, including banks, finance companies, credit unions, and alternative financers, they can create a customized mortgage product that meets the individual's needs and secures the best rate available, even if they have limited credit and employment history. Additionally, they offer innovative tools to streamline the first-time home buying experience in Canada.