We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our self-employed mortgage options take into account the reduced taxable income that can result from claimed expenses. We also offer a Stated Income mortgage, which is particularly helpful for individuals whose qualifying income is impacted by expenses. We accept dividend and investment income, provided there is stability and proof of income. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a variety of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are willing to accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. If you're interested, please feel free to give us a call!