Individuals who are self-employed can benefit from low rates and excellent mortgage options. They can also expect fast approval, even if they have been declined in the past. These mortgage options take into consideration the reduced taxable income that self-employed individuals have due to claimed expenses. Stated Income mortgages are particularly useful for those with significant expenses that impact their qualifying income. Dividend and investment income are also accepted, as long as there is stability and proof. Required documents for self-employed mortgages include the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements or contracts, and proof of incorporation or business licensing. These mortgage options provide access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers. Business For Self borrowers can find tailored options that suit their needs. For more information, please contact me.