Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into consideration reduced taxable income from claimed expenses, making Stated Income mortgages particularly useful for those with qualifying income impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so give us a call today!