Discovering how much you can afford for your new home purchase is crucial, and I can assist you with obtaining vital mortgage pre-approvals by helping you define your financial strategy, mortgage amount, down payment, and overall affordability. I also provide guidance on the necessary documents needed for conditional approval, ensuring a smoother approval process. A pre-approval is essential as it reveals the amount you can borrow from a lender, identifies any obstacles in your qualification process early on, and expedites the overall approval process. With pre-approvals typically lasting between 60 to 120 days, depending on the lender and your credit standing, some lenders even offer the option to lock in rates to protect you from any potential increases. Utilizing the most advanced tools available in Canada, we aim to reduce errors, improve efficiencies, and save you time, with quick pre-qualification tools available to inform you of your eligibility.