We offer self-employed individuals low rates and excellent mortgage options, including fast approval even if you have been declined previously. Our mortgage options take into consideration your reduced taxable income from claimed expenses. The Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, requiring stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available. Give us a call to discuss your mortgage needs.