Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even for those who have been previously declined. These mortgage options take into consideration reduced taxable income from claimed expenses, making stated income mortgages a useful solution for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, with options tailored for Business For Self (BFS) borrowers. Contact us for more information!