Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even individuals who have been previously declined can still obtain a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage option can be particularly useful. We also accept dividend and investment income, as long as there is stability and proof. To apply for a mortgage, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to provide reasonable income estimates and tailor options specifically for self-employed borrowers. If you are interested, please contact us for more information.

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