Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage could be the solution for you. We also accept dividend and investment income, provided there is stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, and proof of principal ownership in the business. Additionally, contracts or financial statements and a copy of the Article of Incorporation or business license may be required. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have customized options available for Business For Self (BFS) borrowers. Give us a call today for more information!

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