Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, making Stated Income mortgages ideal for those with qualifying income impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so contact now for more information.