At Mortgages for People New to Canada, we provide assistance to newcomers in understanding Canadian real estate and the associated costs. Our goal is to help you build equity rather than pay rent, taking advantage of your employment and credit sources. We can help you find the best rates and mortgage options, even if you are looking for higher loan amounts over $1 million, with at least a 20% down payment saved. We also offer flexibility on down payment options, allowing you to put as little as 5% down. Our team will explain homebuyer incentive programs and down payment assistance options to you. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that fits your mortgage needs, ensuring that you lock in the best rate, even if you do not qualify at your bank due to limited credit or employment history. We also offer innovative tools in Canada to provide an efficient first-time home buying experience.