We provide assistance to newcomers in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, by utilizing their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have at least a 20% down payment saved. We also offer flexibility on down payments, allowing for as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a tailor-made product that suits your mortgage needs and locks in the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also offer access to innovative tools in Canada for a streamlined first-time home buying experience.