Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, our fast approval process ensures that you can still receive a mortgage. We take into account your reduced taxable income from claimed expenses when determining your mortgage options. If your qualifying income is impacted by expenses, our Stated Income mortgage may be the best option for you. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a self-employed borrower, we have options tailored specifically for you. Contact us today for more information!

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