For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and the various costs involved, such as closing costs and adjustment costs. We encourage newcomers to build equity instead of paying rent, taking advantage of employment and credit sources. We also help newcomers find the best rates and mortgage options, even for higher loan amounts over $1 million, with at least a 20% down payment saved, or with more flexibility on down payment starting at just 5% down. We provide information on homebuyer incentive programs and down payment assistance options. With our access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product that meets your needs and locks in the best rate, even if you may not qualify at your bank due to limited credit or employment history. We also offer innovative tools for a streamlined and efficient first-time home buying experience in Canada.