For newcomers to Canada, we provide assistance in understanding the real estate market and the associated costs, such as closing costs and adjustment costs. We encourage them to build equity rather than paying rent, taking advantage of their employment and credit sources. We help in finding the best rates and mortgage options for those looking for loans over $1 million, with at least a 20% down payment saved. We also offer more flexibility on down payment, with as little as 5% down. Additionally, we explain the homebuyer incentive programs and down payment assistance options available. As we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a custom product that suits their mortgage needs and offers the best rate, even if they do not qualify at their bank due to limited credit and employment history. We also provide access to innovative tools for an efficient first-time home buying experience in Canada.