Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into consideration reduced taxable income from claimed expenses, making the Stated Income mortgage a useful choice for those with expenses impacting their qualifying income. Acceptance of dividend and investment income is subject to stability and proof requirements, and required documents for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, tailored options for Business For Self (BFS) borrowers are also available. Feel free to contact us for more information!