We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still assist you. Our self-employed mortgage options take into account your reduced taxable income due to claimed expenses. For those individuals with expenses that impact their qualifying income, a Stated Income mortgage can be a useful solution. We also accept dividend and investment income, provided there is stability and proof to support it. To apply, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our network of top Canadian lenders includes large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are willing to accept reasonable income estimates. We also offer customized options for Business For Self (BFS) borrowers. Please don't hesitate to contact us for more information.