Newcomers to Canada can benefit from specialized mortgage services tailored to their unique needs, helping them navigate the Canadian real estate market and understand associated costs such as closing and adjustment costs. By building equity through homeownership rather than renting, newcomers can take advantage of employment and credit sources to find the best rates and mortgage options, even for loan amounts over $1 million with 20% down payment saved. Additionally, down payment assistance options and homebuyer incentive programs will be explained to assist in the home buying process. Access to a wide range of lenders allows for custom-tailored mortgage products that suit individual needs and lock in the best rates, even for those with limited credit or employment histories. With access to innovative tools for a streamlined first-time home buying experience, newcomers can achieve their homeownership goals in Canada.