We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you’ve faced previous mortgage declines or are applying for the first time, we provide fast approvals by understanding the unique financial situations of self-employed borrowers.

Our mortgage solutions take into account the reduced taxable income often claimed through business expenses. For those whose qualifying income is impacted by these expenses, our Stated Income mortgage option can be a valuable resource. Additionally, we accept dividend and investment income as part of your financial profile, provided you can demonstrate its stability with proper documentation.

To apply, you will need to provide several key documents: Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Articles of Incorporation or business license. These documents help us ensure a comprehensive evaluation of your financial background.

We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Furthermore, we offer tailored options for Business For Self (BFS) borrowers, designed to meet the specific needs of self-employed individuals. Feel free to give me a call to discuss how we can assist you in securing the right mortgage for your business and lifestyle.