Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We pride ourselves on fast mortgage approval, even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. For those whose qualifying income is impacted by expenses, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, with requirements for stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. If you are a Business For Self borrower looking for personalized options, don't hesitate to give us a call!

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