We offer competitive low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you’ve faced previous mortgage declines or are seeking fast approval, our streamlined process caters to your unique financial situation with efficiency and care.

Understanding that self-employed borrowers often report reduced taxable income due to claimed business expenses, we provide specialized mortgage solutions that take these factors into account. Our stated income mortgage options are particularly beneficial for applicants whose qualifying income is impacted by such expenses, ensuring a fair evaluation of your financial standing.

We also recognize the importance of dividend and investment income in your overall earnings. These income sources are accepted when accompanied by proof of stability and appropriate documentation, helping strengthen your mortgage application.

To facilitate the process, you will need to submit specific documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, relevant contracts or financial statements, and a copy of your Article of Incorporation or business license.

Gain access to top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact me today to explore the best mortgage solutions for your self-employed status!