Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can help you secure a mortgage. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage option is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, provided that there is stability and proof of such income. To apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. Our mortgage options are specifically tailored for Business For Self (BFS) borrowers. Give us a call today to discuss your options!

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