We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, we can provide fast approval for self-employed individuals. Our mortgage options take into account the reduced taxable income that comes with claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage option for those who have qualifying income impacted by expenses. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage options today!