Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Those with expenses impacting qualifying income can benefit from our Stated Income mortgage option. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, to ensure that you have access to the best options. Give us a call to discuss our tailored solutions for Business For Self (BFS) borrowers.

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