We offer low interest rates and excellent mortgage options specifically designed for self-employed individuals. We understand that being self-employed can sometimes make it harder to qualify for a mortgage, but with our fast approval process, even those who have been previously declined can still have the opportunity to get a mortgage with us.

Our mortgage options for self-employed individuals take into consideration the reduced taxable income due to claimed expenses. We understand that as a self-employed individual, you may have various expenses that impact your qualifying income. With our stated income mortgage, you can still qualify for a mortgage based on your income before deductions.

We also accept dividend and investment income, as long as there is stability and proof to support this income source. We understand that self-employed individuals often have other sources of income, and we want to ensure that every aspect of your income is taken into consideration when determining your eligibility for a mortgage.

To apply for a mortgage, we require certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us assess your financial situation and determine the best mortgage options for you.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to consider reasonable income estimates when evaluating your mortgage application. This means that even if your income fluctuates as a self-employed individual, we can still help you find a suitable mortgage option.

We also offer options specifically tailored for Business For Self (BFS) borrowers. We understand the unique needs and challenges that come with being self-employed, and we are here to support you throughout the mortgage process. If you have any questions or want to learn more about our mortgage options for self-employed individuals, give us a call. Our team of experts is ready to assist you in finding the perfect mortgage solution that fits your needs.