Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approval even after previous declines. Our self-employed mortgage solutions take into account reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business costs. We accept dividend and investment income, provided there is proof of income stability. Required documents include Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self borrowers are available—give me a call!

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