We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our mortgage approval process for self-employed individuals is fast and efficient, even for those who have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, and we take this into consideration when determining mortgage options. Our Stated Income mortgage option is particularly useful for those who have a significant amount of expenses that impact their qualifying income. We also accept dividend and investment income, as long as it can be proven and is stable. In order to apply for a mortgage, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs!