We offer low mortgage rates and excellent options for individuals who are self-employed. In addition, we provide fast approval, even for those who have been previously declined.

Our mortgage options for self-employed individuals take into consideration the reduced taxable income that can result from claimed expenses. This is especially useful for those who have significant expenses that impact their qualifying income.

We also accept dividend and investment income, as long as it can be proven and is deemed stable. We have specific requirements for proof of this income to ensure its validity.

To complete the mortgage application process, we require several documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a variety of top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to accept reasonable income estimates for self-employed individuals.

For Business For Self (BFS) borrowers, we have options tailored specifically to meet your needs. We understand the unique challenges and opportunities that come with being self-employed, and we are here to help you find the best mortgage solution for your situation.

If you are interested in exploring our mortgage options for self-employed individuals, please don't hesitate to give us a call. Our team is ready to assist you in finding the right mortgage for your needs.