Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses, making the Stated Income mortgage a useful solution for those affected by expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents for mortgage approval include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is available. Tailored options for Business For Self (BFS) borrowers are also offered, so give us a call to explore your mortgage possibilities.