Self-employed individuals can enjoy low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, with the Stated Income mortgage being particularly useful for those impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business license. Access to top Canadian lenders is provided, including large banks, credit unions, and alternative financiers. Tailored options for Business For Self (BFS) borrowers are also available, so give a call to discuss your mortgage needs.