Self Employed

We offer low rates and excellent mortgage options specifically geared towards self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. We also provide a Stated Income mortgage that is useful for those who have expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof to support it. To apply, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self borrowers. If you're interested, please give us a call!

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