Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast approval for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also offer a Stated Income mortgage for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as stability and proof requirements are met. The required documents for applying include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our services are not limited to specific lenders as we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Additionally, we provide tailored options for Business For Self (BFS) borrowers. For more information, please give us a call.

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