We offer low rates and excellent mortgage options specifically catered to self-employed individuals. Our goal is to provide fast mortgage approval, even for those who have been previously declined. We understand that as a self-employed individual, your taxable income may not accurately reflect your financial situation due to claimed expenses. That is why our mortgage options take into consideration the reduced taxable income and provide a solution that works for you.

One of the mortgage options we offer is the Stated Income mortgage, which is particularly useful for individuals with significant expenses that impact their qualifying income. This allows you to provide an estimate of your income instead of relying solely on your taxable income.

We also accept dividend and investment income, as long as it can be proven to be stable and consistent. We understand that as a self-employed individual, your income may come from various sources, and we are willing to work with you to find the best solution.

In order to proceed with your mortgage application, we require certain documents for verification. This includes the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a wide range of Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are open to accepting reasonable income estimates and are ready to work with self-employed individuals like you.

If you are a Business For Self (BFS) borrower, we have options specifically tailored to your needs. Our team is dedicated to providing you with the best mortgage solution possible. Give us a call today to discuss your options and start the mortgage process.