Are you looking to purchase a home but unsure of how much you can afford? Look no further, as I specialize in assisting with mortgage pre-approvals that will help you define your financial strategy, determine your mortgage amount, down payment, and overall affordability.

One of the key services I provide is advising on the required documents for conditional approval. This means that I can guide you through the process of gathering all the necessary paperwork to ensure a smoother approval process.

By obtaining a pre-approval, you will be taking the first step towards mortgage approval. This pre-approval will reveal the amount you can borrow from a lender based on your current financial situation. It will also help identify any potential obstacles that may prevent you from qualifying for a mortgage in the future.

Pre-approvals typically have a validity period of 60, 90, or 120 days, depending on the lender and your credit standing. Additionally, some lenders may offer the option to lock in the interest rate during this pre-approval period to protect you from any potential increases in rates.

Rest assured, when working with me, you will benefit from the most advanced tools available in Canada. These tools are designed to minimize errors, improve efficiencies, and ultimately save you time throughout the pre-approval process.

If you're looking for a quick and easy way to determine what you're qualified for, our pre-qualification tools are at your disposal. These tools will provide you with a general idea of what you can afford in terms of a mortgage, allowing you to start your home search with confidence.